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House Insurance

No choice here. All lenders insist that your home is insured. You don’t have to ask the lender to arrange it – often it is cheaper to do it yourself and Redwoods Financial Services can do the research for you and make all the arrangements.

Contents cover is optional but strongly recommended and often you will receive a discount if both buildings and contents are arranged with one insurer.

Premiums are payable monthly and like the cover they are index linked to keep you fully insured at all times.

These policies are intended to protect you against the unexpected and can also include accidental damage (that’s useful!) and cover for your personal possessions outside the home (shopping trips and holidays for example).

If you buy a leasehold property the buildings insurance cover is often arranged by the Freeholder and included within the service charge.